Shop Direct Home Shopping Limited. Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Very account. Registered number: 4660974. Remember if you choose not to pay the cash price before the end of the delayed payment period, any outstanding balance plus a lump sum of compound interest will be charged to your credit account. is added to your account as a lump sum when this ends. Registered number: 4660974. You always have the flexibility to pay a monthly amount that suits you. What happens after the delayed payment period? Just click the 'My Details' tab, and then into 'My APR'. your home, all shoppable right now with your Very Exclusive account! If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate. Interest is calculated from date of order and compounded daily. Authorised and regulated by the Financial Conduct Authority. Now you're here you can discover 100s of premium brands for you and Limited. If you have a non-Buy Now Pay Later balance on your credit account, you will still need to make at least your minimum payment as shown on your statement. Infant Boys Just Do ItBlock All Over Print Shorts & T-Shirt Set - Navy, Infant BoysDri-FITDropsets T-Shirt &ShortsSet - Grey, Younger Boys Sueded Fleece Futura Jogger Set - Black, Infant Girls Club Fleece Full Zip & Shorts Set - Grey, Full ZipThermaAura Leggings Set - Black/Lemon, Infant Boy Sueded Fleece Futura Jogger Set- Grey, Younger Girl Tank & Space Dye Bike Short Set - Pink, Infant NSWTie Dye T-Shirt & Short Set - Black, Infant Boys NSWSwoosh T-Shirt & Shorts Set - Black, Infant NSW Tie Dye T-Shirt & ShortsSet - Grey, Infant Girls Sport Daisy T-Shirt&Bike Shorts Set - Gold, Younger Colorblocked Therma Set -Grey Heather/Orange, Younger Girls 2 PieceTunic Top and Biker ShortsSet - Black, Infant Boy Sueded Fleece Futura Jogger Set - Navy. This means you will pay interest on interest. multiple partial payments. Take 3 is automatically applied to everything you buy, so you don't need to do anything. *Excludes purchases on Buy Now Pay Later. The delayed payment period starts from the date of order. All you need to do is pay the Take 3 amount shown on your Interest is calculated and compounded for the delayed payment period and

If you decide not to pay before the deferred payment period ends, the outstanding balance, plus the interest will now form part of Buy Now Pay Later availability is subject to your credit and account status. Get 10 back when you spend 125 or more with code GETFESTIVE10 Authorised and regulated by the Financial Conduct Authority. crawl greatkidsfashion Limited. Smart TV Boxes, Digital TV Recorders & Freeview Boxes, Sat Navs, Dash Cams & In Car Entertainment, Up to 40% off Selected Jewellery & Watches, Take 3 is always available with Very Pay for every item you purchase, any time you shop, You don't need to select Take 3 at checkout, simply add your purchases to your credit account and we will automatically calculate your Take 3 payment for you, All you need to do is pay the Take 3 amount shown on your statement, by the due date and you'll pay no interest, There's no extra cost, just a payment option that allows you to delay payment for at least 20 days and split the cost of your purchases into 3 equal payments, You can use Take 3 as many times as you want as long as you have the available credit on your Account, With Take 3 you can choose to pay less than the Take 3 amount. You can pay in full today using a credit or debit card.

A personalised credit limit, typically 1,000.

This will attract interest at your account rate, meaning you will pay interest on interest. Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Credit provided, subject to status, by Shop Direct Finance Company Limited. Buy Now Pay Later is an interest-bearing option available with Very Pay that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. What is Buy Now Pay Later? All Rights Reserved. Internet Explorer 11 is no longer supported, For the best experience we recommend using a supported browser, such as Microsoft Edge or Google Chrome. The Very Group Limited. New Very Home Insurance customers only. Available on any purchase, every time you shop, You'll only pay interest if you choose not to complete payment Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or The costs for delivery and installation services cannot be placed on Buy Now Pay Later. This will be included within your account minimum payment request every month and cannot be repaid using Take 3. The interest will be added to your account as a lump sum at the end of the delayed payment period. Shop now and delay payment, subject to your credit and account status. Registered number: 4663281.Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB. If you How to avoid paying interest? This represents a typical cost of using Very Pay: Representative 39.9% APR variable (annual interest rate of 39.9% variable). Please note that if you return items from your order the credit will be reversed if the order value falls below the required amount.

How is interest calculated? Find out more. Insurances & delivery/installation charges are excluded from the offer. Buy Now Pay Later for 6 months when you spend 50 or more. Introduced by Shop Direct Finance Company Remember, your interest rate information is in 'My Account'. You may be offered other promotional interest rates. You can choose: Buy Now Pay Later for 12 months when you spend 200 or more. Just make your minimum payment. Do I still have to pay my minimum payment? We will charge the full order value and then apply the credit back to your chosen payment method once the order is dispatched. Making partial payments without clearing the cash price in full will reduce the lump sum of compound interest charged at the end of the delayed payment period. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. And you can avoid interest on every purchase. Take 3 payment for you. This lets you split the cost of anything over 3 months. Get 30 back when you spend 250 or more with code GETFESTIVE30 Representative Example To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific Buy Now Pay Later you wish to pay off. pay this way you will be charged interest, and it will take you longer to pay off your balance. Any outstanding balance plus the interest will now become payable on your account. The minimum payment is detailed on your statement. The delayed payment period and minimum order values to qualify for Buy Now Pay Later are subject to offer, and will be detailed in checkout. If you decide you want to take a little longer to pay, you can. The costs for delivery and installation services cannot be placed on Buy Now Pay Later. Simply go shopping and add your purchases to your account and we'll work out your This represents a typical cost of using Very Pay: Representative 39.9% APR variable (annual interest rate of 39.9% variable). Plus, you pay nothing for at least 20 days. As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. Authorised and regulated by the Financial Conduct Authority. Click here to visit My Account and click Change my credit limit. This must be at least 5 or 7% of your balance. What is excluded from Buy Now Pay Later? Sales arranged by Direct Group Over 18's only. Get 20 back when you spend 175 or more with code GETFESTIVE20 in 3 monthly instalments. If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your Very account. In checkout you can choose how long you would like to delay your payment for. your payable balance. However, if you do, interest will be charged at your account rate. The code can only be used once and not at the same time as other offer codes. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch). A personalised credit limit, typically 1,000. statement on time and pay no interest. Alternatively, you can call us. Over 18's only. If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest. Buy Now Pay Later is an interest-bearing option that allows you to delay payments on your purchases depending on the offer.. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. You may be offered other promotional interest rates. How do I make a Buy Now Pay Later payment?